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Owl Roofing — roofing contractor work in Andover, MN
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Types of Metal Roofing: Styles, Materials & Costs Compared

Alarm clock11min Read

CalendarPosted 3.25.2026

Quick Answer

  • Standing seam: Vertical seams lock together, most popular premium option ($10-18/sq ft).
  • Corrugated metal: Wavy profile, industrial look, budget-friendly ($6-10/sq ft).
  • Metal shingles: Individual shingles shaped like asphalt or slate, mimic appearance ($8-12/sq ft).
  • Stone-coated steel: Steel with stone coating for appearance and durability ($9-13/sq ft).
  • All metal roofs: 40-70+ year lifespan, minimal maintenance, excellent durability.

Metal roofing is gaining popularity in Minnesota due to durability and winter performance. But metal roofing isn’t one-size-fits-all. Four main types offer different aesthetics, costs, and performance. Understanding your options helps you choose the right fit.

Standing Seam Metal Roofing

Long vertical panels (16-24 inches wide) snap or lock together. Raised seams run from ridge to eave. Most popular premium metal option. Lifespan: 50-70 years. Cost: $10-18/sq ft. Best for: homeowners seeking sleek modern look and maximum durability.

Advantages: cleanest appearance, excellent water shedding, no exposed fasteners (fastened under seams), low maintenance. Disadvantages: higher cost, requires specialized installation, noise unless underlayment added.

Corrugated Metal Roofing

Wavy rippled profile creates 3D texture. Most industrial or agricultural look. Lifespan: 40-60 years. Cost: $6-10/sq ft. Best for: barns, sheds, utilitarian buildings. Less common on residential homes but growing.

Advantages: budget-friendly, fast installation, excellent for agricultural. Disadvantages: industrial appearance (not ideal for residential neighborhoods), exposed fasteners vulnerable to rust, visible fastener lines.

Metal Shingle Roofing

Individual shingles (similar size to asphalt shingles) made of metal, shaped to mimic asphalt, slate, or wood shake. Lifespan: 40-50 years. Cost: $8-12/sq ft. Best for: homeowners wanting metal durability with traditional shingle appearance.

Advantages: familiar shingle look, solid metal durability, 40+ year lifespan, moderate cost. Disadvantages: visible fasteners at top of each shingle (if not covered by above shingle), more fasteners = more potential leak points than standing seam.

Stone-Coated Steel Roofing

Steel shingles coated with stone granules (like asphalt). Combines metal durability with layered appearance. Lifespan: 40-60 years. Cost: $9-13/sq ft. Best for: homeowners wanting realistic appearance (slate/shake look) with metal durability.

Advantages: very realistic appearance, impact-resistant (Class 4 rated), moderate cost, reduced noise vs. bare metal. Disadvantages: heavier than other metals, fasteners may be visible, coating can degrade over time (20-30 years).

Detailed Comparison Table

TypeLifespanCost/sq ftAppearanceFastenersNoiseMaintenance
Standing Seam50-70 yrs$10-18Modern/sleekHiddenHigh (unless lined)Minimal
Corrugated40-60 yrs$6-10IndustrialExposedHighFastener checks
Metal Shingles40-50 yrs$8-12TraditionalVisible topModerateMinimal
Stone-Coated40-60 yrs$9-13Realistic slate/shakeHidden/minimalLow (coating dampens)Coating check at 20 yrs
15-20%
annual growth of metal roofing market in North America. Homeowners are increasingly choosing metal for durability and modern aesthetics. Source: Metal Roofing Alliance market analysis

Metal Roofing Installation Complexity

Standing seam: Requires specialized training (panels must snap correctly, seams must be heat-welded or mechanically seamed properly). Specialized contractors charge premium labor. Plan for 3-4 days on average home.

Corrugated: Straightforward fastening, less specialized. Contractors more readily available. Plan for 2-3 days.

Metal shingles: Similar to standing seam in complexity. Requires trained crew. Plan for 3-4 days.

Stone-coated: Similar to metal shingles. Requires training but more contractors available. Plan for 3-4 days.

Which Metal Roof Type for Minnesota?

Best overall: Standing seam. Superior durability, hidden fasteners mean no leaks, modern appearance, excellent snow/ice shedding. Cost premium is justified by 50-70 year lifespan.

Best value: Metal shingles. Traditional appearance at lower cost than standing seam ($2-4 per sq ft less), solid 40-50 year lifespan. Good compromise between cost and durability.

Best appearance: Stone-coated steel. Looks like slate or cedar shake, costs less than real materials, quiet performance. Good for upscale homes.

Budget option: Corrugated (if aesthetic is not concern). Cheapest metal option but looks industrial.

FAQ: Metal Roofing Type Questions

Is standing seam worth the extra cost?
Yes if you plan to stay 30+ years. Standing seam’s 50-70 year lifespan and hidden fasteners (fewer leak points) justify the 20-30% premium over shingles. For shorter holds, metal shingles or stone-coated are better value.
Can metal roofing be installed over asphalt shingles?
Yes, all metal types can be fastened over old roofing. This saves removal costs but adds weight. Ensure roof structure supports it (check with engineer).
Does metal roofing attract lightning?
No more than any roof. Metal actually conducts lightning safely to ground, whereas asphalt offers no protection. Metal is equally safe or safer than other materials.

Exploring Metal Roofing Types?

We’ll show samples of all types, explain durability and cost differences, and recommend the best fit for your home and budget. Expert metal roofing installation.

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Choosing the Right Metal Roofing for Your Climate

Climate should drive your metal roofing material and profile selection as much as budget does. Here’s how each option performs in different conditions:

Climate TypeRecommended MetalWhy
Coastal/Salt airAluminum or zincSteel corrodes in salt air even with Galvalume coating
Heavy snow regionsStanding seam steelSmooth surface sheds snow; hidden fasteners don’t leak from freeze/thaw cycles
Hail-prone areas26-gauge or thicker steelHeavier gauge resists denting; Class 4 impact rating available
High-heat/desertAny, with cool-roof coatingLight-colored metal reflects solar heat; PVDF paint holds color
Wildfire zonesAny metal (Class A fire rated)Metal is non-combustible; critical in fire-prone areas

Metal Roofing Installation Methods

How metal roofing is fastened to the deck significantly affects long-term performance and cost:

Concealed clip systems (used on standing seam) allow the metal to expand and contract thermally without stressing fasteners. Each panel floats on a clip screwed to the deck; only the seam is joined between panels. This eliminates the most common cause of metal roof leaks — fastener hole failure — entirely.

Exposed fastener systems (used on corrugated, R-panel, and some metal shingles) screw directly through the panel face. Each screw penetrates the metal with a neoprene washer creating a seal. Over 15–20 years, the neoprene washer degrades, and each hole becomes a potential leak point. These systems require periodic re-fastening to maintain waterproofing.

Interlocking panel systems (metal shingles, tiles) use concealed nails or screws with overlapping panels providing weather protection. Performance is between the two extremes — better than exposed fastener but without the full floating-clip advantage of standing seam.

Metal Roofing Maintenance by Type

All metal roofs are low-maintenance compared to asphalt, but the specific tasks vary by type. Standing seam needs only gutter cleaning and periodic inspection of penetration flashings. Exposed-fastener metal needs the same plus periodic inspection and tightening of screws as gaskets age. Metal shingles and tiles benefit from annual inspection of panel seams and perimeter flashing. Any metal roof near trees needs regular debris removal — leaves and debris retain moisture, accelerating corrosion where they sit.

Can metal roofing be painted after installation?
Yes. If the original coating fades or you want a color change, metal roofing can be repainted with appropriate metal roof paint (not standard exterior paint). The surface must be cleaned, etched, and primed before painting. Professional application is strongly recommended — adhesion failures are common with DIY metal roof painting due to inadequate surface preparation.
Does metal roofing affect home insurance rates?
Favorably in most cases. Metal roofing’s Class A fire rating and impact resistance (especially for Class 4-rated products) often qualify for insurance discounts ranging from 5–30% depending on your insurer and location. Contact your insurance agent before installation to confirm applicable discounts and documentation requirements.

Ready to Explore Metal Roofing?

We install standing seam and metal shingle systems with full manufacturer warranties. Get a free estimate and material samples.

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Written By: Tim Brown

Tim Brown, an owner of Owl Roofing, has been serving in the roofing industry for 10+ years, improving processes, is a keynote speaker at RoofCon, and the best-selling author of 'How to Become a Hometown Hero' a practical guide to home services and roofing marketing.