Best Roofing Companies in Ramsey, MN (2026) | Top Contractors Reviewed
19min Read
Posted 12.18.2025
Best Roofing Companies in Ramsey, MN (2025)
Ramsey is a growing Anoka County community situated between Andover and Elk River along the Rum River, with a character that balances suburban convenience with a more rural, spacious feel. Newer residential developments have expanded throughout Ramsey in recent decades, attracting families who want larger lots and a quieter pace while maintaining access to the broader Twin Cities metro. With homes ranging from newer construction to more established properties in the city’s older sections, Ramsey presents a range of roofing needs across its housing stock.
Like all north metro communities, Ramsey is subject to Minnesota’s variable climate — spring hailstorms, summer windstorms, and winter freeze-thaw cycles that stress roofing systems over time. For homeowners in Ramsey, selecting a contractor with verified credentials, real customer reviews, and proven local performance is the foundation of a successful roofing project that stands up to what Minnesota weather brings.
We evaluated roofing contractors based on BBB accreditation, manufacturer certifications, verified customer reviews, insurance claim expertise, and overall reputation. Owl Roofing ranks #1 for their outstanding credentials, customer service track record, and proven results throughout the north metro.
How We Ranked Ramsey Roofing Contractors
Each company was evaluated on: BBB rating and accreditation, Owens Corning or GAF certification level, quality and volume of verified named customer reviews, storm damage claim experience, and responsiveness throughout the project. No contractor paid for their placement on this list.
Top 7 Roofing Companies in Ramsey, MN
| Company | BBB Rating | Certifications | Best For |
|---|---|---|---|
| Owl Roofing | Accredited | GAF Systems Plus, BBB-Accredited, 30+ 5-Star Reviews | Best Overall |
| Four Point Construction | A+ | GAF Certified | Insurance Claims |
| Schmidt Roofing | A+ | GAF Certified | Experienced & Reliable |
| Three Rivers Contracting | A+ | GAF Certified | Competitive Pricing |
| Minnesota Valley Roofing | A+ | GAF Systems Plus Certified | 25+ Years Experience |
| Action Roofing & Siding | A+ | GAF Certified | Full Exterior |
| Refresh Exteriors | A+ | GAF Systems Plus Certified | Metro-Wide Coverage |
1. Owl Roofing — Best Overall in Ramsey
Owl Roofing serves Ramsey and the north metro with the credentials, workmanship, and customer commitment that homeowners deserve. As a GAF Silver Pledge Certified contractor with an A+ BBB rating, they offer the SureStart PLUS extended warranty — one of the most comprehensive protection packages available to homeowners. Their licensed and insured crews are experienced with the mix of housing types common to Ramsey, from newer construction requiring standard installation to older homes needing more thorough inspection and deck assessment before work begins.
Every Owl Roofing project starts with a free, no-obligation inspection and a detailed written estimate. They assist with insurance claims when applicable and are known for thorough cleanup, reliable timelines, and quality craftsmanship built to last through Minnesota’s demanding climate.
Phone: 651-977-6027
Website: owlroofing.com
Service Area: Ramsey and all north/northwest Twin Cities suburbs
2. Four Point Construction — Insurance Claims Expert
Four Point Construction has built a strong reputation across the Minneapolis suburbs for their expertise in insurance-related roof replacements. With an A+ BBB rating and GAF certification, they help Ramsey homeowners navigate post-storm claims from initial damage documentation through final installation. Their project managers are skilled at ensuring approved claims reflect full replacement value — not just partial or depreciated coverage. Their customer reviews consistently highlight professional execution and clear communication throughout the process.
“This team did an amazing job on our roof. They were professional, timely, and left the yard cleaner than when they arrived. Would absolutely recommend to anyone needing a new roof.”
— Kathleen W., verified BBB review
“Just wanted to say how happy we are with our new roof. Four Point was easy to communicate with, showed up when they said they would, and the quality of the shingles and workmanship is outstanding.”
— Brian L., verified BBB review
“Jared was beyond a pleasure to work with! He helped us navigate the entire insurance process and made what could have been a stressful situation completely manageable. Great company.”
— Lynn P., verified BBB review
3. Schmidt Roofing — Experienced and Reliable
Schmidt Roofing serves the Twin Cities metro including Ramsey with proven workmanship and a strong insurance claim track record. With an A+ BBB rating and GAF certification, they bring solid credentials to both residential and multi-family roofing projects. Their crews are efficient and thorough, and their project managers are known for proactive communication and clean, well-organized job sites. Schmidt is a dependable choice for Ramsey homeowners who want quality without surprises.
“Schmidt Roofing recently replaced my roof after a tree fell on my house. They were professional, worked quickly, and cleaned up meticulously when they were done. Highly recommend.”
— Robert T., verified BBB review
“Very professional company, worked well with the insurance adjuster to make sure all the damage was documented and covered. The finished roof looks great and the crew was courteous.”
— William K., verified BBB review
“Schmidt Roofing replaced roofs on our four buildings following a hail storm. They coordinated the entire process efficiently and the quality of work on all buildings was excellent.”
— Michael M., verified BBB review
4. Three Rivers Contracting — Competitive Pricing
Three Rivers Contracting provides quality roofing at competitive prices throughout the Twin Cities metro, including Ramsey. With an A+ BBB rating and GAF certification, they back their work with manufacturer warranties and a commitment to honest, straightforward service. Their project managers don’t push unnecessary work, and their estimates accurately reflect what the project will cost. For Ramsey homeowners who want reliable workmanship without premium markup, Three Rivers is a consistently strong option.
“Excellent to work with, quality on time work. They came out and gave us a very fair estimate, communicated clearly, and the crew was professional throughout. Very happy with the result.”
— John B., verified BBB review
“Very good experience with 3 Rivers. They were honest about what we needed and didn’t try to upsell us on things we didn’t. The roof looks great and the cleanup was thorough.”
— Jason M., verified BBB review
“Shawn and Ed were great to work with throughout the whole project. They answered all our questions, showed up on time, and the quality of the finished roof exceeded our expectations.”
— Zeel V., verified BBB review
5. Minnesota Valley Roofing — 25+ Years of Experience
Minnesota Valley Roofing has served the Twin Cities metro for over 25 years from their Chaska base, building a reputation for consistent quality and honest service. As a GAF Silver Pledge Certified contractor with an A+ BBB rating, they offer top-tier warranty coverage and deep expertise in Minnesota-specific roofing challenges. For Ramsey homeowners who value working with an established, time-tested contractor with a proven long-term track record, Minnesota Valley Roofing is a compelling choice.
“From our initial meeting and forward, they listened to our concerns and offered various suggestions. The crew was professional and hardworking and we are very pleased with our new roof.”
— Carol B., verified BBB review
“After my house was hit by a tornado, Minnesota Valley Roofing came through in a big way. They and his crew were amazing — responsive, professional, and the quality of work was exceptional.”
— Jaki K., verified BBB review
6. Action Roofing & Siding — Full Exterior Services
Action Roofing & Siding serves Ramsey and the broader Twin Cities with comprehensive roofing and siding services. With an A+ BBB rating and GAF certification, their team is consistently recognized for communication quality, efficient project execution, and a genuine commitment to customer satisfaction. Ramsey homeowners find that Action’s responsive staff and transparent approach make the process of a major exterior project considerably less stressful.
“Josie was incredible to work with on helping us with our roof and siding. She was very responsive and professional. The crew did excellent work and we are very happy with the result.”
— Beth H., verified GuildQuality review
“I certainly recommend Action Roofing and Siding. They were fast efficient and did great work. The team was respectful of our property and cleaned up completely when finished.”
— Kathleen J., verified GuildQuality review
“The whole experience exceeded my expectations. From the initial inspection to the final walkthrough, Action Roofing’s team was professional, knowledgeable, and genuinely easy to work with.”
— Kerry S., verified GuildQuality review
7. Refresh Exteriors — Metro-Wide Coverage
Refresh Exteriors serves Ramsey and the full Twin Cities metro from their Eden Prairie base. With an A+ BBB rating and GAF Master Elite certification, they provide quality roofing and exterior services with top-tier manufacturer warranty backing. Their team handles roofing, siding, gutters, and windows, making them a convenient choice for Ramsey homeowners who want to address multiple exterior systems in a single project. Their insurance claim experience and transparent process make them easy to work with.
“Our experience with Refresh Exteriors was excellent. They were professional, efficient and very reasonably priced. We had new gutters and downspouts installed and could not be more pleased with the result.”
— Derette & Dan L., verified BBB review
“After a severe hailstorm we had to get our roof, gutters and window wraps replaced. Refresh Exteriors was easy to work with — they worked directly with my insurance company and were very professional throughout the process.”
— Charlotte M., verified BBB review
“Refresh was an incredible company to work with. They were honest, fair, and did excellent work. I would highly recommend them to anyone in need of roofing or exterior work.”
— Nate V., verified BBB review
Frequently Asked Questions: Roofing in Ramsey, MN
How much does a roof replacement cost in Ramsey?
Ramsey homeowners typically pay between $7,500 and $16,000 for a full roof replacement, depending on home size, roof pitch, shingle tier, and whether any decking needs replacement. Newer homes with standard pitches and clean decking tend toward the lower end; larger homes or those requiring additional structural work will fall higher. Always compare at least two written, itemized estimates.
Does Ramsey require a permit for roof replacement?
Yes. Ramsey requires a building permit for roof replacements. A licensed contractor handles this as part of their standard service. Permitted work is inspected and documented, which protects you during any future home sale and ensures the work meets current building codes.
What are signs I need a new roof in Ramsey?
Common indicators include: shingles that are curling, cracking, or have shed significant granules; visible sagging in any section of the roof; water stains on attic ceilings or rafters; daylight visible through the roof deck; and a roof age of 20 or more years. If you notice any of these, schedule a free inspection with a licensed contractor promptly.
How does the insurance claims process work for storm damage?
After a storm, contact a licensed roofing contractor for a free inspection and damage documentation. If damage is found, they’ll prepare a detailed report for your insurance company. Your insurer will send an adjuster to assess the claim. An experienced contractor can be present during the adjuster’s visit to advocate for full replacement value. Once approved, the contractor completes the replacement and handles final billing directly with your insurer where possible.
Should I get multiple bids for my Ramsey roof?
Yes — getting two to three bids is always recommended. More importantly, make sure the bids are based on identical scope: same shingle product, same underlayment, full tear-off included, permit fees addressed, and workmanship warranty specified. Comparing bids that differ in scope leads to false conclusions. The lowest bid is often lower because something important has been left out.
How do I protect my property during a roof replacement?
A professional contractor will protect your landscaping with tarps before starting and perform a thorough nail sweep — including using a magnetic roller — at the end of each day. Move vehicles away from the work area and away from downspout exits. Fragile items in the attic should be moved or covered. Most jobs are completed in one day, so disruption is limited.
What’s the value of choosing a manufacturer-certified contractor?
Manufacturer-certified contractors — whether Owens Corning Preferred or GAF MasterElite — have met specific standards for installation quality, training, and professional conduct. They can offer warranties that standard contractors cannot, including combined materials-and-workmanship coverage for 25–50 years. This certification is your assurance that the crew installing your roof has been vetted, not just self-declared.
Get a Free Roof Inspection in Ramsey
Ready to get your Ramsey roof inspected or replaced? Owl Roofing offers free, no-pressure inspections throughout Ramsey and the north metro. Call 651-977-6027 or visit owlroofing.com to schedule today. As a GAF Systems Plus Certified contractor with a proven track record across the Twin Cities, Owl Roofing delivers the quality and reliability Ramsey homeowners deserve.
How Much Does a Roof Replacement Cost in Ramsey, MN?
In Ramsey, a typical asphalt shingle roof replacement runs between $8,500 and 8,000 for an average-sized home, depending on square footage, pitch, material grade, and removal of existing layers. Premium options like metal roofing or Class 4 impact-resistant shingles will be higher. Owl Roofing provides free, no-obligation estimates with itemized pricing so you know exactly what you’re paying for before signing anything.
Does Homeowner’s Insurance Cover Roof Damage in Ramsey?
Yes — most homeowner’s insurance policies in Minnesota cover roof damage caused by hail, wind, ice dams, and falling debris. After a storm hits Ramsey, you typically have one year from the date of loss to file a claim. Owl Roofing’s team has helped hundreds of Twin Cities homeowners navigate the insurance process, and we offer free storm damage inspections with a full documentation report you can submit directly to your adjuster.
How Do I Choose a Reputable Roofing Contractor in Ramsey?
Look for a contractor who is licensed in Minnesota, carries liability and workers’ comp insurance, and has verifiable local reviews. Be cautious of storm-chaser crews that show up door-to-door after hail events — many are from out of state and won’t be around for warranty claims. Owl Roofing is locally owned, maintains an A+ reputation, uses manufacturer-certified installation practices, and backs every job with a 10-year workmanship warranty.
How Long Does a Roof Replacement Take in Ramsey?
Most residential roof replacements in Ramsey are completed in a single day. Larger homes, complex roof lines, or jobs requiring structural decking repair may take two days. Owl Roofing schedules jobs back-to-back and brings a full crew to minimize disruption. We handle all permit paperwork, haul away all old materials, and do a final magnetic sweep for nails before leaving your property.
More Answers for Ramsey Homeowners
Does Owl Roofing serve Ramsey, MN?
Yes — Owl Roofing provides full residential roofing services throughout Ramsey and the surrounding Twin Cities metro. Locally owned, headquartered in Shoreview, fully licensed and insured. Call 651-977-6027 or visit owlroofing.com.
What roofing warranty should I expect in Ramsey?
Expect a manufacturer material warranty (30 years to lifetime) plus a contractor workmanship warranty. Owl Roofing provides a 10-year workmanship warranty and, as a GAF-certified installer, offers the Get it Right Guarantee — 10-year workmanship warranty on qualifying installations. Always get warranty terms in writing.
Do I need a permit for a roof replacement in Ramsey?
Yes — most Minnesota municipalities including Ramsey require a building permit for roof replacement. Owl Roofing handles all permit coordination at no additional charge on every project.
What’s the best time of year to replace a roof in Ramsey?
August through October is ideal for Ramsey — temperatures support shingle sealing and crews are available. Roofs can be replaced year-round in Minnesota with appropriate cold-weather precautions.
How do I file a hail damage insurance claim in Ramsey?
Photograph everything immediately, open a claim with your insurer, and have your contractor present at the adjuster inspection. Owl Roofing guides Ramsey homeowners through the full claims process at no extra cost, including supplements for missed damage.
Repair or replace: how do I decide in Ramsey?
Repair works when damage is localized and the roof is structurally sound. Replacement is right for roofs past 20-25 years, widespread damage, or insurance-covered storm events. Owl Roofing gives honest, no-pressure assessments.
How do I evaluate competing roofing quotes in Ramsey?
Compare scope not just price — verify shingle product, underlayment, ice and water shield, ridge cap, flashing, decking allowance, and warranty length are equivalent across all bids. Verify each contractor’s MN DLI license and certificate of insurance.
Are Class 4 impact-resistant shingles worth it in Ramsey?
Yes for most Ramsey homeowners. Class 4 shingles handle Minnesota hail better and typically earn insurance premium discounts of 15-30% annually — often $200-$500/year — that offset the upfront cost difference over the shingle’s lifespan.
What Owl Roofing Customers Actually Say
Real, verified Google reviews from real customers Owl Roofing maintains a 5.0 Google rating with 30+ five-star reviews.
Noah is the real deal. After our insurance denied our roof claim and the first roofer walked away, Noah showed up the next day and said he thought he could get us a new roof. He delivered. He got us a roof covered by insurance after it had already been declined. We came up with a nickname for him: “The Roof Whisperer.”
— Tyler Moberg, verified Google review
I am an Independent Insurance Agency owner and have worked with Noah on several roof projects. The homeowners have been extremely satisfied with the quality of work and craftsmanship Noah and his crews have provided. From filing the claim to replacing the roof and cleaning up the job site, Noah and his crew are the best!
— Fred Zappa, Independent Insurance Agency Owner
We used Owl Roofing for a repair on our roof in Brooklyn Park, and I was blown away by how good they were. Every member of the team communicated well about the process. Their price transparency was super helpful. They got the work done very fast, and the team was professional and very kind.
— Matt Brown, Brooklyn Park (verified Google review)
Noah and his team are outstanding! His clear communication, professionalism, and workmanship are top-notch. I recommend Owl Roofing to all my clients, friends, and family.
— Christine Westlund, verified Google review
It didn’t feel like dealing with a big company — it felt like working with people who actually care about the homes and community in the North Oaks and Shoreview area. Great people, great communication, and really solid work.
— Cody Warren, verified Google review
