Best Insurance Agents in White Bear Lake, MN — Top Local Agencies in 2026

When you’re looking for an insurance agent in White Bear Lake, you want more than someone who processes paperwork. You want an agent who knows the area, understands what White Bear Lake homeowners deal with in terms of weather and home values, and actually answers when something goes wrong. At Owl Roofing, we work alongside insurance adjusters regularly and know which agents make that process smooth. Here are White Bear Lake’s top-rated insurance agents for 2026.

Best Insurance Agents in White Bear Lake, MN (2026)

1. Tyler Antony — State Farm Insurance

📍 1190 County Rd J, White Bear Lake, MN 55127
⭐ 5.0 / 524 reviews | 📞 651-429-0241 | insuremetyler.com

Tyler Antony’s State Farm office is one of the highest-rated insurance agencies in all of White Bear Lake — a perfect 5.0 across more than 500 reviews is exceptional by any standard. Tyler and his team handle home, auto, life, and renters insurance with a level of attentiveness that generates constant referrals. Staff members Lily, Ethan, Katie, and Kiara are frequently called out by name for going above and beyond. If you want an agency that’s big enough to have specialists on staff but personal enough to know your name, Tyler Antony State Farm is your first call.

What neighbors are saying:

“I worked with Ethan and he was very helpful and informative. We went over the parameters I was looking for in both home and auto — I was very happy and that’s why I’m switching my business.” — Gary Horns

“If you want the best deal in town, contact Tyler Antony! Office staff is very knowledgeable, friendly, and responsive. I can’t say enough good things about Tyler and his team.” — Nancy Anderson

2. Steve Smith Agency — American Family Insurance

📍 2186 3rd St, White Bear Lake, MN 55110
⭐ 4.9 / 60 reviews | 📞 651-429-7737 | amfam.com

Steve Smith’s American Family Insurance office is a standout option for White Bear Lake homeowners who want a different carrier option alongside reliable local service. With 60 reviews averaging 4.9 stars, the agency is known for competitive rates, thorough policy explanations, and a team — particularly Nicole Langer — who consistently earns praise for responsiveness. If you’re comparing State Farm rates, AmFam is the one to put on the list.

What neighbors are saying:

“Been with the agency for years — they always take care of issues if they arise. When we’ve had claims, they’ve been addressed fairly and quickly. Top-notch service.” — Bob Crew

“Huge thanks to Nicole for making the life insurance process easy and helping me get everything set up!” — Brooklyn Hanson

“Nicole Langer is such an asset to this company. Every time I messaged her with a question, she had a very timely answer!” — Danielle Metzger

3. Boehland Insurance Agency Inc.

📍 1310 Hwy 96 E, White Bear Lake, MN 55110
⭐ 4.9 / 39 reviews | 📞 651-493-7528 | boehlandinsurance.com

Boehland Insurance Agency is a well-established independent agency on Hwy 96 in White Bear Lake. Agents Mel Boehland and Jennifer have built a reputation for proactive service — they contact clients when coverage changes could affect them, shop around for better rates, and make sure nothing falls through the cracks. As an independent agency, they work with multiple carriers to find what genuinely works best for each client’s situation.

What neighbors are saying:

“Mel is the nicest man — he got me the best deal with all the proper coverage. And Jennifer has been helping me for the last two years — she’s the best.” — Jessica Horner

“Jennifer notified me when my homeowners coverage was changing to my disadvantage. She worked tirelessly to find better coverage and also saved me money.” — Gloria Swanstrom

“Mel responded promptly, professionally, answered all my questions and took the time to explain the differences between policies. He exceeded my expectations.” — Thomas Crosby

4. Mark Knabe Insurance & Financial Agency, Inc.

📍 5960 Hwy 61 N Bldg 2 Ste 206, White Bear Lake, MN 55110
⭐ 4.9 / 42 reviews | 📞 651-829-0149 | beartowninsurance.com

Mark Knabe Insurance — operating as Bear Town Insurance — is a White Bear Lake independent agency known for personalized service and a genuine commitment to helping clients understand their coverage. Mark works with multiple carriers for home, auto, life, and business insurance, and clients consistently praise his responsiveness, willingness to explain every detail, and ability to find real savings without sacrificing protection.

What neighbors are saying:

“Mark is great — he responds right away when I have questions and explained all the details of my insurance. He saved us a lot of money from our prior company with better coverage.” — Danielle Henely

“Mark has provided the right guidance for me and my family to feel protected, and saved us money at the same time. We’re grateful for his time explaining everything.” — Weston Olson

“Mark is a very personable, knowledgeable agent. He knows what he’s doing, doesn’t mind giving his opinion, and helps out his clients in every way he can.” — Bridgett Das

5. Chris Ahles — State Farm Insurance (White Bear Lake)

📍 4509 Allendale Dr, White Bear Lake, MN 55110
⭐ 4.9 / 388 reviews | 📞 651-653-0044

The Chris Ahles State Farm office in White Bear Lake is one of the largest and most-reviewed agencies in the area, with nearly 400 Google reviews at a 4.9-star average. This office specializes in helping clients find significant savings on home, auto, and life insurance while improving coverage — and team members are recognized repeatedly for their professionalism and follow-through. A strong choice for anyone who wants State Farm’s network with a highly active local office.

What neighbors are saying:

“The Chris Ahles team was very prompt and responsive when handling my auto insurance. They made the whole process seamless and saved me money.” — White Bear Lake area client

“Super speedy service and they ensured I received the best rate. Highly recommend this office for all your insurance needs.” — Local State Farm client

Insurance Claims & Roofing in White Bear Lake

White Bear Lake homeowners deal with hail damage, wind events, and aging roofs every year — and having a great insurance agent in your corner makes a huge difference when it’s time to file a claim. Owl Roofing works directly with insurance adjusters on roofing, window, gutter, and siding claims throughout White Bear Lake and the north metro. We make the repair process as smooth as possible for both homeowners and agents.

Insurance Agents in White Bear Lake — Let’s Connect

We’d love to build referral relationships with White Bear Lake insurance agencies. When your clients have exterior damage claims, we’ll take great care of them and keep communication clear throughout the process.

📞 Call or text Owl Roofing: (651) 424-4416
🌐 Get a free estimate: owlroofing.com/contact

Whether you’re a White Bear Lake insurance agent looking for a trusted roofing referral partner, or a homeowner who needs roofing, windows, gutters, or siding — Owl Roofing is your north metro neighbor and we’re ready to help.