Best Insurance Agents in North Oaks, MN — Top Local Agencies in 2026

North Oaks is one of the Twin Cities’ most distinctive communities — a private, resident-governed neighborhood where you won’t find strip malls or storefronts. That also means no insurance office on the corner. But being a homeowner in North Oaks — where lakefront properties, wooded lots, and high-value homes are the norm — makes having the right insurance agent more important than ever.

At Owl Roofing, we’re a family-owned roofing company based in the north metro, and we work with North Oaks homeowners regularly on roofs, gutters, siding, and windows. We’ve also gotten to know the insurance agents who serve this area well — the ones who actually show up, explain your policy in plain English, and go to bat for you when you need to file a claim.

That’s the spirit behind this list. Whether you’re insuring a cabin on Pleasant Lake or a newer build off Hodgson Road, these are the agents and agencies worth calling.

Own a roofing company, restoration business, or related home services trade and want to swap referrals with Owl Roofing? We’re always looking to build the network. Reach out here.

North Oaks homeowner dealing with hail, wind, or storm damage? We offer free inspections and work directly with insurance adjusters. Get in touch anytime.

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1. Tyler Antony – State Farm Insurance Agent

Address: 1190 County Rd J, White Bear Lake, MN 55127
Phone: (651) 429-0241
Rating: ⭐ 5.0 (524 reviews)

Tyler Antony’s State Farm office on County Rd J is one of the highest-rated insurance agencies in the entire north metro — 524 reviews and a perfect 5.0 stars. His team handles home, auto, life, and renters insurance and is known for being proactive, thorough, and genuinely savings-focused. North Oaks residents are a natural fit for this office.

What customers are saying:

“I worked with Ethan and he was very helpful and informative. We went over the parameters I was looking for in both my home and auto policies. I was very happy with what we came up with.” — Gary Horns

“If you want the best deal in town contact Tyler Antony! Office staff is very knowledgeable, friendly, and responsive. I can’t say enough good things about Tyler and his team. State Farm for all my needs!” — Nancy Anderson

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2. Joshua Deering – Allstate Insurance

Address: 470 Hwy 96 W Ste 100, Shoreview, MN 55126
Phone: (651) 964-6496
Rating: ⭐ 4.7 (177 reviews)

Joshua Deering’s Allstate office sits right on Hwy 96 in Shoreview — easily accessible for North Oaks residents heading into the city. His team is consistently praised for saving clients real money while improving their coverage, which is a rarer combination than it sounds. 177 reviews and a 4.7-star average speaks for itself.

What customers are saying:

“We worked with Nicole Nagle, and she was absolutely amazing! She was able to save us almost $200 a month AND increase our coverage. She was very helpful and extremely knowledgeable in all options for both renters and auto policies.” — Whitney West

“I worked with Jamie and she absolutely knocked it out of the park. She took the time (over an hour!) to explain the differences between my current and new policies. I couldn’t believe how much better the coverage was.” — Megan E.

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3. Farmers Insurance – Ashley Cokley

Address: 517 Tanglewood Dr, Shoreview, MN 55126
Phone: (651) 357-6000
Rating: ⭐ 4.4 (20 reviews)

Ashley Cokley has been building a loyal book of business in the Shoreview area with a reputation for thoroughness and genuine care. One customer has been with her for 14 years — and when hail hit their home, she and her team navigated the claim without missing a beat. A solid choice for North Oaks homeowners who want a relationship, not just a policy number.

What customers are saying:

“I’ve been a customer for 14 years and they’ve been great to work with the entire time. The team helped us navigate hail damage to our previous home. I even had a neighbor quote our insurance and they couldn’t match the pricing.” — Brant Gilbert

“Ashley was really nice and extremely helpful. She saved us over $1,000 a year when switching from our last company. We moved our auto, home, business, and life policy over to her and couldn’t be more happy.” — Justin Taylor

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4. Kevin Kaufer – State Farm Insurance Agent

Address: 3600 Labore Rd Ste 7, Vadnais Heights, MN 55110
Phone: (651) 204-1411
Rating: ⭐ 5.0 (187 reviews)

Kevin Kaufer’s office in Vadnais Heights is just minutes from North Oaks and carries a perfect 5.0 from 187 reviewers. His team is known for quick responses, explaining policies clearly, and making the claims process as painless as possible. If you’re shopping for home and auto bundles, this office consistently earns high marks for the value they deliver.

What customers are saying:

“Tyler was absolutely fantastic. He was extremely knowledgeable about all the coverage options. He explained everything in a clear and understandable way and helped make switching insurance companies very easy.” — Tyler Eastman

“Kevin’s office has always been so helpful and responsive. Casey helped me with a claim recently and walked me through every step. So glad I have this team in my corner.” — Casey Storlie

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5. Boehland Insurance Agency

Address: 1310 Hwy 96 E, White Bear Lake, MN 55110
Phone: (651) 493-7528
Rating: ⭐ 4.9 (39 reviews)

Boehland Insurance is an independent agency on Hwy 96 in White Bear Lake — close enough for North Oaks residents to make it their go-to. Being independent means they can shop multiple carriers and find the best fit for your specific situation, rather than locking you into one company’s offerings. Their 4.9-star average reflects consistent, personalized service.

What customers are saying:

“Jessica worked tirelessly to find better coverage for me at a lower rate. She was patient, responsive, and explained everything clearly. I’ve already referred two friends to the agency.” — Jessica Horner

“Switching to Boehland was the best insurance decision I’ve made. Gloria handled everything smoothly and made the whole process stress-free.” — Gloria Swanstrom

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6. Ryan Hangartner – State Farm Insurance Agent

Address: 3999 Rice St, Shoreview, MN 55126
Phone: (651) 486-6999
Rating: ⭐ 4.9 (515 reviews)

Ryan Hangartner’s State Farm office on Rice St in Shoreview is one of the most-reviewed insurance agencies in the north metro — 515 reviews and a rock-solid 4.9. His team handles volume with grace, consistently earning praise for responsiveness and finding coverage that fits. A great option for North Oaks residents who want a well-established, high-traffic agency that still gives personal attention.

What customers are saying:

“Kristina was incredibly helpful and made switching insurance feel easy. She walked me through all my options and I left feeling confident I had the right coverage.” — Kristina Traynor

“Ryan’s office is the best. Erin helped me bundle my home and auto and saved me a noticeable amount. They’re always quick to pick up the phone, which I really appreciate.” — Erin Farber

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A Note on North Oaks

Because North Oaks is a private planned community, there are no commercial businesses located inside the neighborhood itself. All of the agencies above are located in surrounding communities — White Bear Lake, Shoreview, and Vadnais Heights — all within easy driving distance and well-familiar with insuring properties in this area.

Owl Roofing Knows a Guy (or Gal)

We’re a family-owned roofing company that’s been working in the north metro long enough to build real relationships with people we trust. If you’re a North Oaks homeowner dealing with storm damage, a leaky roof, failing gutters, or aging siding — we’re the call. And if you need an insurance agent, one of the folks above will take great care of you.

Roofing company, restoration contractor, or trades pro in the north metro? Let’s connect. We’re always happy to swap referrals with people who do great work. Contact us here.

Homeowner in North Oaks? Free roof inspections, honest assessments, and we work with your insurance company directly. Reach out anytime.